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Insurance advertising bombards our television viewing every time we turn the television on.  Everyone wants to provide you "protection for as little as…"


But how much is the right protection?  Pay too much and it affects your cash flow, too little and when something goes wrong you could be financially ruined.


We complete an in-depth analysis of your insurance needs to ensure you have the right level of cover.  From this we can tell you the exact amount of insurance you need, the type of insurance and give advice on the most economical pay to pay for it!

Types of insurance we offer are:

  • Life - or should we say death cover!  This provides financial protection to your family in the event of your death

  • Trauma - This provides a you with a lump sum payment if you're diagnosed with a specified medical condition or suffer from an impairing injury.  The money is designed to help pay the costs associated with your treatment, rehabilitation, and pay your debts while you recover from your "trauma"

  • Total permanent disability - or TPD - This is a lump sum payment payable if you become totally and permanently disabled.  Once again to help with the cost of treatment, but also to help financially

  • Income protection - What if you become ill and are not going to be permanently disabled but will not be able to work for a long period of time?  How would you pay the mortgage, and all the bills? 
    Income Protection provides you with a replacement income stream to help you stay afloat while you recover from your illness. 

Common questions to consider:

  • How would my family survive if something happened to me?

  • How long could we continue to pay the bills if I could not work?

  • How much would we need to stay afloat if I could not work or became permanently disabled?

  • How much would the family need if the main breadwinner was no longer earning?


How we can help

We can:

  • Accurately analyze your insurance needs

  • Recommend the best products

  • Recommend cost saving ways of setting up your insurance

    Organise appropriate insurance to protect your existing assets and your financial situation.


This website contains information that is general in nature. It does not take into account the objectives, financial situation or needs of any particular person. You need to consider your financial situation and needs before making any decisions based on this information.

What is: Income Protection Insurance?

What is: TPD Insurance?

Answers to your Super Questions

What is: Trauma Insurance?

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