The children are no longer dependent on you and your debt levels are lower or (hopefully!) you are debt free.  Perhaps you have received a lump sum payment or inheritance and are unsure how best to manage the extra money.

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You are most likely starting to think about when you are going to retire and the biggest question of all – Will I have enough to live off in retirement?  How much do I need to retire maintaining my current lifestyle?

 

Things you may like to achieve or consider at this stage of your life include:

• Setting your retirement plan and creating a transition to retirement plan

• Increasing savings and minimising tax expenses to help you reach your retirement plan earlier

• Will I need government assistance to provide or top up my income?

• Reducing your work hours as you move to retirement

• Review your super  to ensure it is invested in a way you are comfortable with

• Reviewing your insurance needs with reduced dependency and debt

• Reviewing your estate plan

 

We can help to:

• Review your goals and helping formulate a plan to achieve your retirement goals

• Create a debt reduction plan

• Maximise income and minimise tax bills with a transition to retirement plan

• Review your superannuation

• Review your circumstances to ensure you are not paying too much for insurance and are not covered for insurance you no longer need.

• Make recommendations around estate planning (wills and power of attorneys)

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