Welcome to the Winter edition of our client newsletter, The Harvest. We hope you are keeping well, despite the winter weather. It is of course time to wish you "Happy Financial New Year!". The 2017/2018 financial year has bought with it changes to superannuation contribution caps. Call us, if you are unsure whether these changes effect you. In this edition, we discuss what to do if you have a financial windfall (this article jumped to my attention as I was daydreaming about w